Don't forget to factor in closing costs when considering a home sale or purchase. C&H Realty LLC is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call me today at 978-843-7201 if your needs include a real estate pro ready for the business side of buying and selling.

What closing costs should you expect?

There are certain standard fees linked to closing the sale of a house. These fees are usually divided between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Massachusetts to help lead you through your deal.

Loan-related closing costs    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your transaction, I'll not only work to get the optimal sales price, but I'll also campaign for reduced closing costs. And once we've arrived at an agreement, I'll fully clarify the closing costs so you are aware of exactly where your money is going.

Buyers: When purchasing real estate in Sterling, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an appropriate range so you're not stunned when you reach closing time. I'll be glad to look over the GFE with you, answering your questions and highlighting any estimates that are uncertain.